The investment you want for you. The future you want for everybody.

Today's society faces challenges such as population ageing, expanding urbanization, and supplying food and drinking water to a growing world population. These challenges represent investment opportunities through companies around the world that are building the society of the future.

Santander Prosperity is a global, multi-sector equity fund with a focus on long-term growth and profitability themes that contribute to improvingour well-being as a society.

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This document has been prepared by Santander Asset Management Luxembourg S.A. (hereinafter “SAM”). This document contains economic forecasts and information gathered from several sources. The information contained in this document may have also been gathered from third parties. All these sources are believed to be reliable, although the accuracy, completeness or update of this information is not guaranteed, either implicitly or explicitly, and is subject to change without notice. Any opinions included in this document may not be considered as irrefutable and could differ or be, in any way, inconsistent or contrary to opinions expressed, either verbally or in writing, advices, or investment decisions taken by other areas of SAM. This is a marketing communication. Please refer to the prospectus of the UCITS fund and to the KIID before making any final investment decisions. This document is not intended to be and should not be construed in relation to a specific investment objective. This document is published solely for informational purposes. This document does not constitute an investment advice, an offer or solicitation to purchase or sell investment funds or other financial products mentioned herein (the “Products”), and should not be relied upon as the sole basis for evaluating or assessing the Products. Likewise, the distribution of this document to a client, or to a third party, should not be regarded as a provision or an offer of investment advisory services. Before taking an investment decision, the prospectus and the key investor information document (KIID) should be consulted on www.santanderassetmanagement.lu or via authorised intermediaries in your country of residence. SAM makes no warranty in connection with any markets, forecasts or opinions, or with the Products mentioned in this document, including with regard to their current or future performance. Past performance is not necessarily a guide to future performance. The Products described in this document may not be eligible for sale or distribution in certain jurisdictions or to certain categories or types of investors. In particular, the Products may not be directly or indirectly offered or sold in the United States of America or to or for the benefit of a United States Person. Investment in the Products may be subject to investment risks: market risk, credit risk, issuer and counterparty risk, liquidity risk, foreign currency risk and, where applicable, risks pertaining to emerging markets. Additionally, if the Products hold their investments in hedge funds, assets, real estate funds, commodities and private equity, it should be noted that these can be subject to valuation and operational risks inherent in these type of assets and markets as well as the risk of fraud or risk derived from investing in unregulated or unsupervised markets or unlisted assets. Investors can obtain a summary of investor rights on www.santanderassetmanagement.lu At any time, SAM (or employees thereof) may have positions aligned or contrary to what it is stated herein for the Products, or deal as principal or agent in the relevant Products or provide advisory or other services to the issuer of relevant Products or to a company connected with an issuer thereof. None of SAM, its associates and their and their associates’ respective members, directors, officers, employees, agents or advisers or any other person makes any representation, warranty or undertaking express or implied, as to the accuracy of completeness of the contents of this document. In particular, but without prejudice to the generality of the foregoing, no representation or warranty is given as to the achievement or reasonableness of, and no reliance should be placed on, any assumptions, targets, forecasts, projections, estimates or prospects with regard to the anticipated future performance of the Products. No responsibility or liability is accepted by any such person for the occurring or completeness of the contents of this document or for any errors, misstatements or omissions herein. The exclusions set out in this paragraph do not extend to an exclusion of liability for, or remedy in respect of, fraudulent misrepresentation. This document may not be reproduced in whole or in part, or further distributed, published or referred to in any manner whatsoever to any person, nor may the information or opinions contained therein be referred to without, in each case, the prior written consent of SAM.